State 401(k) Plan Pathway

For more information on managing your state’s retirement plan program, 

Click here.

State Auto-IRA Pathway

For more information on managing your state’s retirement plan program, 

Click here.

Purpose buIlt technology for state retirement savings initiatives

Direct 401k Partners with states to design and operate employer-facilitated retirement savings initiatives through a single, turnkey software platform.

Built with states. Designed for scale.

Direct 401k works directly with state agencies to support retirement savings initiatives aligned with policy goals, regulatory frameworks, and participation models—whether mandated or voluntary.

One Platform. Two Retirement Pathways.

Employers begin with a simple web-based questionnaire and are guided to the appropriate solution:

Auto-IRA

Payroll-deduction retirement programs

401(k)

Employer-sponsored retirement programs

Each employer follows a guided, compliant workflow tailored to their selection.